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Comparing Teachable Gateways

Updated yesterday

Category

teachable:pay (TP)

Custom Payment Gateway (CPG)

Best Fit For

Creators looking for an end-to-end, managed solution with global tax handling

Creators who want full control over tax collection, payouts, and the ability to connect an existing Stripe Standard account.

Processing Fees

U.S. Cards: 2.9% + 30¢

Int’l Cards: 3.9% + 30¢

U.S. PayPal: 3.49% + 49¢ (Back office required)

Int’l PayPal: 4.99% + 49¢ (Back office required)

Int’l non-US/EU/AU school: 4.4% + 30¢

Based on creator’s Stripe Standard agreement

Transaction Fees

Basic: 5%

Pro/Pro+/Business: 0%

US-based: 2% per transaction

Int’l-based: 0%

Buy Now Pay Later

6.99% + 30¢

Not supported

Chargeback Fee

$15

Based on Stripe Standard terms

BackOffice Services

Optional 2–2.8% fee for automated author/affiliate payouts and tax form collection

Not available

Supported Payment Methods

Credit/Debit Card, Apple Pay, Google Pay, PayPal, BNPL (Klarna, Afterpay, Affirm), Stripe Link

Credit/Debit Card, Stripe Link, PayPal supported (direct integration with Stripe and PayPal accounts)

Checkout Experience

Fully integrated, flexible, and optimized

Fully integrated, flexible, and optimized

Pricing Flexibility

One-time purchases, product bundles, subscriptions, payment plans

All pricing options available except PayPal not supported for subscription payments

Sales Tools

Upsells, order bumps, affiliate marketing, student referrals, abandoned cart recovery

Fully supported

Tax Handling

Automated calculation, collection, and remittance of US sales tax, EU/UK VAT, and select global taxes

Tax-inclusive pricing (boosts conversion up to 22%)

Teachable will not automatically handle calculation, collection, and remittance of tax.

Tax inclusive pricing is not offered to schools on CPG.

Affiliate/Author Payouts

Automated via BackOffice

Manual (no automated payout or tax form collection)

Payout Timing

Daily, weekly, or monthly

Instant payout directly to connected Stripe or PayPal account

API & Webhooks

Robust API and webhooks for admin and headless content delivery

Fully Supported

Refund Handling

14-day refund guarantee automatically applied

Creator managed

Summary of feature availability

All platform selling features available.

  • Integrated and flexible checkout

  • Flexible payment methods (Credit/Debit Card, Apple, Pay, Google Pay, PayPal, and Buy Now, Pay Later (via Klarna, Afterpay, and Affirm)

  • Flexible pricing options with one-time purchases, product bundles, recurring subscriptions, and payment plans.

  • Upsells and order bumps

  • Automated abandoned cart recovery

  • Affiliate marketing

  • Student referrals

  • Tax-inclusive pricing (boosts conversion up to 22%)

  • Automated tax calculation, collection, and remittance for creators

  • Automated Affiliate & Author payouts and tax form collection

  • Powerful API and webhook offering for Admin management and headless content delivery

All platform selling features available except:

  • Schools with CPG can not opt-in to BackOffice services—which means Teachable can not automatically pay out school authors/affiliates or collect tax author/affiliate tax forms.

  • No automatic remittance of US sales tax, EU/UK VAT tax, and other digital content taxes outside of the US/EU, when applicable.

  • Apple Pay, Google Pay, BNPL, Stripe Link, ACH, and PayPal are not available as student payment options.

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